Behind on bookkeeping? We’ll get you MTD-ready.
Most MTD problems are bookkeeping problems - we fix the records, set up the software, then run the process quarterly.
HMRC Tax Changes
April 2026: The End of Paper Records.
From April 2026, HMRC mandates digital record-keeping for everyone earning over £50k. For landlords and sole traders, this isn't just a change in software—it's a change in how you work. We bridge that gap.
Making Tax Digital (MTD) is a key part of the government's plan to make it easier for individuals and businesses to get their tax right and stay on top of their affairs. It represents a fundamental change in how taxpayers record and report their income to HMRC, moving away from manual processes to a fully digital system. Under MTD, taxpayers must use HMRC-compatible software to keep digital records and provide quarterly summary updates of their income and expenses, replacing the traditional annual Self-Assessment tax return.
MTD EXPLAINER VIDEO (30sec)
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STATUS CHECK
Making MTD 2026 Stress-Free
We build the digital infrastructure for Landlords and SMEs to meet HMRC's new quarterly reporting laws automatically.
MTD COMPLIANCE FOR LANDLORDS & SOLE TRADERS
Compatible software setup, digital bookkeeping, and quarterly update support - ready for April 2026.
I AM A LANDLORD
Managing residential or commercial property? We automate your digital records for 2026.
I AM A SOLE TRADER OR SME
Running a small business? We build the digital 'pipes' to link your sales to your ledger.
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Setup + 12mth Support
Starter
25
Every month
+£299 MTD Setup (System, Process, People)
Suitable for: Single-property landlords and micro-sole traders with 1-2 Bank feeds, basic expense categories.
Valid for 12 months
HMRC-Compatible Software setup and optimization.
1-2 Automated Bank Feeds for real-time tracking.
Basic Expense Categorization for tax allowable costs.
Quarterly Compliance Check to ensure data integrity.
Setup + 12mth Support
Professional
55
Every month
+£499 MTD Setup and Readiness
Suitable for: Portfolio landlords and active SMEs with multiple feeds, VAT, or OCR automation (Dext).
Valid until canceled
Everything in Starter plus advanced automation.
OCR Receipt Capture (Dext/Hubdoc) integration.
VAT & CIS Compliance workflow for registered businesses.
Unlimited Bank Feeds & automated reconciliations.
Priority Technical Support for digital link issues.
Setup + 12mth Support
Setup Only
299
Valid until canceled
MTD Compliance Packages
Find one that works for you
Complex Requirements or Large Portfolios?
For large businesses, with high-volume data, or multi-tech-stack integrations, we can provide bespoke solutions.
Reference.
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HMRC-Recognized Software: essential software for landlords, sole traders & SME's who meet the HMRC thresholds.
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Digital Links: A technical term from HMRC that many DIYers will struggle to maintain.
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Quarterly Submissions: Replaces the "Annual Self-Assessment" submission for revenue .
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Qualifying Income: Assess if you hit the £50,000 threshold for 2026.
PENALTIES & FINES
The HMRC Penalty Trap: Is Your Business Protected?
Under the new MTD regime, a "simple mistake" is now a financial liability. HMRC’s automated points-based system means missing records or spreadsheet errors lead to Inaccuracy Penalties based on your "behavior."
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Careless Errors: Up to 30% of the tax due.
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Deliberate Mistakes: Up to 70% of the tax due.
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Concealed Errors: Up to 100% of the tax due.
Without a verified digital audit trail, you cannot prove "good behavior" during an investigation.
We build the digital infrastructure that proves your accuracy and shields you from the cost of non-compliance.
OUR 3-STEP SUCCESS PLAN
Connect Banks
Expense Categorisation
Quarterly FIling
WHO IS IMPACTED
Who is Impacted? The April 2026 Countdown
HMRC is fundamentally changing how you report tax. If you fall into these categories, you are legally required to move from annual filings to Quarterly Digital Updates:
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Landlords: Anyone with a gross rental income (before expenses) over £50,000.
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Sole Traders: All self-employed individuals with a turnover over £50,000.
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Small Businesses: All VAT-registered businesses are already in scope; those with turnover over £50,000 must now meet stricter "Digital Link" requirements.
The Deadline: April 2026. If your income exceeds this threshold, using spreadsheets or paper records will become illegal. We help you bridge the gap before the mandatory rollout.
THE MTD REALITY CHECK
Why Your "Profit" Doesn't Matter for the 2026 Deadline
Most people believe MTD only applies if they make a profit or have a large business. This is a costly mistake. HMRC’s new rules are triggered by your Volume (Gross Income), but the real work lies in your Compliance (Expenses).
The Two Pillars of MTD Scope:
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The Trigger (Income): If your total sales or rent exceeds £20k–£50k (depending on the wave), you are legally "In Scope." Even if your expenses wipe out your profit, you are still required to report.
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The Obligation (Expenses): Once you are in scope, you can no longer submit a single "total expenses" figure at year-end. You are legally required to maintain Digital Records of every receipt and submit them Quarterly via an unbroken "Digital Link."
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Technologist’s Note: "Simply claiming expenses isn't enough anymore. You must now prove them via a digital trail that HMRC can verify. That is where our automation infrastructure takes over."
Comparison Table: Old Way vs. The Autoledger Way
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Mxx
SERVICES
We Deliver Exceptional Products and Services in UK
AUTOMATED BOOKEEPING
Stop losing your evenings to manual data entry. We deploy high-performance digital infrastructure that connects your bank feeds directly to your ledger, ensuring your accounts are always balanced and accountant-ready with zero human error. By automating the repetitive "digital plumbing" of your business, we free up your time to focus on scaling your portfolio or growing your operations.
REAL-TIME INFORMATION
Waiting for month-end reports is a thing of the past. Our cloud-based systems provide a 24/7 view of your cash flow, tax liabilities, and business performance. With real-time data at your fingertips, you can make informed investment decisions today rather than reacting to outdated spreadsheets tomorrow.
DIGITAL
ENABLED
Making Tax Digital (MTD) is no longer a future threat—it is a current requirement. We ensure your business is fully "Digital Enabled" by validating your digital links and automating your quarterly submissions to HMRC. Our specialized software setups protect you from automated penalty points and ensure total compliance for the April 2026 deadline.
SERVICE LEVEL GUARANTEE
We don't just set up software; we build a fortress around your financial data.
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100% Digital Link Integrity: We guarantee that every automated connection between your bank feeds and HMRC-compatible software meets strict MTD "Digital Link" requirements.
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Accountant-Ready Data: Your records will be so precise that your tax professional will spend less time fixing errors and more time saving you money on your final return.
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Penalty Protection: Our systems are designed to detect data gaps before they reach HMRC, protecting you from the automated points-based penalty system.
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Seamless 2026 Transition: We ensure your business is fully migrated and quarterly-reporting-ready well before the April 2026 deadline.
We support all Accounting software
MTD AT A GLANCE
Homepage Content: The "What, Who, and How"
1. Am I in scope for MTD 2026?
Don't let the word "profit" confuse you. HMRC's rules are triggered by your Gross Income (your total sales or rent before you pay any bills).
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Individuals & Landlords: Applies to you if you are a sole trader or rent out property. (Limited Companies are not in scope yet).
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The Combined Rule: If you earn £25k from self-employment and £30k from rent, your qualifying income is £55,000. You must be ready by April 2026.
2. The "Expense" Reality: Why it matters
While income triggers the deadline, the management of expenses is where the new law is strictest.
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Digital Records (Mandatory): You can no longer keep paper receipts in a shoebox. Every expense must be recorded digitally at the time of purchase.
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Quarterly Updates: You must send a summary of these expenses to HMRC every 3 months.
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The "Digital Link" Rule: You cannot manually type these figures into HMRC’s website. The data must flow automatically from your records to their system via a "Digital Lin
MTD SCOPE CHECKER
DIY DOWNLOAD
Can't afford a consultant? Get the DIY MTD Landlord Kit
Price: £49
WHY AUTOLEDGER
A pain-free approach
Choosing Autoledger means partnering with a specialist who understands that Making Tax Digital is a technical challenge, not just an accounting one. Traditional firms often focus on retrospective tax filings, but we focus on building the automated "Digital Bookkeeping" infrastructure required for the 2026 deadline. By leveraging HMRC-compatible software and validating every "Digital Link," we move your business from manual spreadsheets to a real-time data factory. This proactive approach doesn't just ensure compliance; it actively shields you from HMRC’s automated penalty system—which can reach 100% for missing or inaccurate records—giving you total peace of mind and more time to focus on your portfolio or business.
OUR APPROACH
Digital Discovery
We audit your income streams and expense categories to ensure your setup is airtight.
Infrastructure Build
We link your bank feeds and Sales APIs directly to your new digital ledger.
Receipt Capture
We deploy smart tools that turn your phone into a scanner - just snap a photo and the data flows automatically into your accounts.
Compliance & Go-live
We validate your "Digital Links" for HMRC and activate your 24/7 real-time tax dashboard.
Autoledger In Numbers
100%
HMRC COMPLIANCE
24/7
REAL-TIME DATE ACCESS
95%
REDUCTION IN ADMIN
2026
READINESS GUARANTEE
INDUSTRY
Our
Partners: The Engine Behind Your Efficiency
At Autoledger, we don’t believe in manual entry. We partner with industry-leading financial technology providers to build a seamless, high-speed data ecosystem for your business. Our tech-stack utilizes cloud-native digital records for secure storage and specialized tax software for error-free filings. Every tool we deploy is fully compliant with GDPR and MTD standards, featuring custom automation workflows designed to handle your specific business needs.
DIGITAL RECORDS
TAX SOFTWARE
COMPLIANT
AUTOMATION